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Everyone is talking about how much money they got in their red envelopes（紅包）．But an even more important question than "How much did you get?" is "What are you going to do with it?" Well, one thing you could do is to put it in the bank--it's easier than you think．

In fact, some students in Hubei Province began using the Xiaogui Dangjia bank card this year．It's a bank card for kids, and it's given out by Minsheng Bank's Wuhan branch（支行）．

"Now all my pocket money has a place to go," said Song Wei, who is a Junior l at the  Wuluolu Middle School in Wuhan．"1 can't wait to use the card to pay my own school fees（費用）．"

Wang Hong, a manager at Minsheng Bank, said, "We have talked to lots of students and have found they don't think much about what money is, where it comes from or how to use it carefully．They just spend all their money on whatever they want and then ask their parents for more," Wang Said．

 School kids today are getting more money．At one school in Shanghai．205 students got about 500,000 yuan in their red envelopes in total this year．But parents worry that the kids don't know how to take care of the money by themselves．

 Zhang Shan's mother likes the card．Zhang, a Junior 2 in Wuhan, bas been asking for a computer for a long time, but his mother hasn't bought him one．"We want him to use this card to save money for the computer step by step," she said． "If we buy everything be asks for, he would think that money comes too easily, and he won't work hard for it．"

Experts say that understanding personal finances（經濟狀況） is important and should be taught early．"Those who start saving early will continue the habit when they grow up," said Wang Min, a financial expert in Wuhan, "It's better to teach kids how to fish rather than just feeding them fish．"

1．What does the passage mainly talk about?

2．How does Song Wei want to use the money from his red envelope?

3．Why do Zhang Shan's parents want him to save money for the computer step by step?'

4．What is the average（平均）amount of money the 205 students at the Shanghai school       received in their red envelopes this year?

5．According to the passage, what do parents think of the students' putting money in the      bank?

A Manchester teenager has received a phone bill (賬單)for over £450 after sending 3 ，500 text messages in just one month.

Tony Russell has had his new mobile phone for only three months, but now his father, Lionel, has taken it away.

He's been asking me for a mobile for years because all his friends have got one，“ explained Lionel. "I finally bought one for his birthday because he's been doing so well at school, but he and his friends are crazy (瘋狂的)about sending text messages. They do it all the time. They even text each other from different sides of the school playground.

Tony said, "I thought texting was much cheaper than phoning, so I've been texting my friends all day long and even into the early hours of the morning. I've been going to bed at 2 ： 00 most nights. Sometimes my hand hurt because I pressed the buttons so much, but I was having such good fun that I couldn't stop！"

His father said,"! have forgiven him, but I am angry with the phone company as they are encouraging this crazy behaviour. " He has made his son promise to pay back the money, so Tony has been working on Saturdays. He has found a job in a shoe shop. "I think it will take me about a year to clear this debt(債務)，"he said.

A Xiangtan teenager has received a phone bill for over 350 yuan after sending 3,500 text messages in just one month.

Tan Wei has had his new mobile phone for only three months, but now his father has taken it away

He's been asking me for a mobile for years because all his friends have got one," explained Tan Wei's father. "I finally bought one for his birthday because he's been doing so well at school, but he and his friends are crazy about sending text messages They do it all the time. "

Tan Wei said, "I thought texting was much cheaper than phoning, so I've been texting my friends all day long and even into the early hours of the morning, Sometimes my Angers hurt because I pressed the buttons(按鍵)so much, but I was having such good fun that l couldn’t I stop！”

His father said, “I am angry with the phone company as they are encouraging this crazy behaviour.' He has made his son promise to pay back the money, so Tan Wei has been working on Saturdays He has found a pan-time job in a shoe shop 'I think it will take me about hall a year to clear this debt(債務) he said.

1.Tan Wei got the mobile phone because_____

A he's been asking for it for years

B. all his friends have got one

C he's been doing well at school

2.The underlined word "texting" probably means_____

A,讀課文 B. 短信 C. 發郵件

3. When he sent text messages, Tan Wei_______ .

A, made friends at school  B. got himself injured   

C .felt quite happy

4. How much money does Tan Wei get for his job every month?

A. About 40 yuan  B. About 60 yuan  C. About 80 yuan

從方框中選出相應的答語，每個答語限用一次

1.Who did the dishes?

2. What was it yesterday?

3. What did you have for breakfast this morning?

4. When did you have that meeting?

5. How does she go to school every morning?

6. How are you feeling today?

7.How long did they stay there?

8. How many friends do you have?

9. How often does she visit her grandmother?

10. How far is it from here to your school?