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Nine out of 10 people have run up unsecured debt and many fear they will never be able to pay back what they owe, a survey has claimed.
Around 89% of people aged between l|8 and 35 said they owed money on a credit card, loan or overdraft, the research showed.
A third of people admitted they did not think- they would ever be debt-free, 54% of whom said they would always need to borrow money in order to fund the lifestyle they wanted.
One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.
Just over half who owed money said they did not feel in control of their debt, with 8% admitting they had needed to ask for help with repayments from a friend or family member.Eight out of 10 people also told the research for discount website MyVoucherCodes.co.uk that they thought it was too easy to borrow money through their bank or on credit cards.
Farhad Farhadi, MyVoucherCodes.co.uk’s personal finance expert, said: "The majority of British adults owe money m some way, shape or form, but to see that almost a third think they’ll never be free c ^ from debt is quite alarming.
"When borrowing money from any source, how you are going to repay it should always be in the back of your mind.
"A lot of people don’t-really think about ’die consequences of borrowing money and it can be easy to get complacent, but keeping it all under control should be a priority from the off.Only borrow what you really think you can afford to pay back."
【小題1】The best title for this passage is_________.

A.I’ll die in debt, say one in threeB.Desperate British
C.The beginning of the endD.Borrowing money from any source
【小題2】Which of the following is NOT true?    
A.Most British adults are in debt in some v/ay.
B.It is hard for the British to borrow money through their bank.
C.Lots of people do not take repaying money seriously.
D.This passage is a warning for the British.
【小題3】What does the underlined phrase mean?  
A.end withB.from the start
C.ever sinceD.fore ever
【小題4】What does Farhad mean by saying "the majority of British adults owe money in some way, shape or form"? 
A.It is natural to owe money m Britain so there in no need to worry.
B.It is natural to owe money in Britain as long as you are in control.
C.It does not matter to owe money in Britain if you are rich enough.
D.It seems that the British enjoy owing money in some way.


【小題1】A
【小題1】B
【小題1】B
【小題1】B

解析【小題1】主旨題:從第三段的句子:One in five of these people also claimed they were not worried about the possibility of their debts being passed on to their next of kin if they died before they were repaid.可知三分之一的認為會帶著債務死去。選A。
【小題1】細節題:從第五段的句子:that they thought it was too easy to borrow money through their bank or on credit cards.可知在銀行借錢是容易的。選B。
【小題1】猜詞題:句意:一開始就要控制住。選B
【小題1】句意理解題:從后面的句子:but to see that almost a third think they’ll never be free c ^ from debt is quite alarming.可知只要在控制之內,大部分英國人都欠債很正常。選B。

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