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An allowance(零花錢)is an important tool for teaching kids how to budget, save and make their own decision. Children remember and learn from mistakes when their own dollars are lost or spent foolishly. 

How large an allowance is appropriate? Experts say there is not a right amount. Actually amounts differ from region to region, and from family to family.

To set an appropriate allowance for your child, work out a weekly budget. Allow for entertainment expenditures(花費) such as movies and snacks. Next, include everyday expenses such as lunch money, bus fare, school supplies. “If you make the child responsible for these bills,” Says Josephine Swanson, a consumer specialist, “he or she will learn to budget for necessary expenditures.”

Finally, add some extra money to make saving possible. If you can, keep your child’s allowance in line with that of his friends. A child whose purchasing power falls away below his peer’s can feel left out.

It can be tough, but avoid excusing your children when they make a mistake with their allowance. When Brooke Stephens was ten, her mother gave her $1, 75% of which for bus fare and lunch. “If you lose your money,” Brooke’s mother told her, “you walk home.”

    One week the girl spent all her allowance in a candy store, then she called home for a ride. “Mom made me walk home.” recalled Stephens, now a financial planner. “ At first I was angry, but I finally realized that she was trying to teach me an important lesson.”

Experts advise that an allowance not be tied directly to child’s daily chores(日常家務(wù)).

Kids should help around the house not because they get paid for it but because they share responsibilities as members of a family. You might, however, pay a child for doing extra jobs at home that can develop his or her initiative.

An Allowance

The passage mainly discusses how to teach a child about  1.

As an important tool, an allowance teaches children how to budget, save and make their ___2___.

Josephine Swanson suggests that you should work out a budget for your child  3  .

If you make the child  4  for these bills, he or she will learn to budget for necessary expenditures.”

The author thinks that you should keep your child’s allowance in line with that of  5__.

An  6  of Brook Stephens

Brook’s mum told her that if she lost her money, she  has to  7  .

At first she felt  8 , but she finally realized that her mother was trying to teach her an important lesson.

About child’s daily chores

The author suggests children should  9  the

house and they should realize they are 10___ of a family.

 

【答案】

 allowance

 (own) decision

 every week/ once a week

 responsible  

 his friends

 example

  walk home

  angry     

 help around

 members

【解析】

試題分析:

 從文章的句子:An allowance(零花錢)is an important tool for teaching kids how to budget,可知答案是:allowance

 從文章的句子:save and make their own decision.可知答案是:(own) decision

 從文章第三段的句子:To set an appropriate allowance for your child, work out a weekly budget.可知答案是:weekly改成every week/ once a week

 從文章第三段的句子:“If you make the child responsible for these bills,”可知答案是:responsible  

 從文章第四段的句子:If you can, keep your child’s allowance in line with that of his friends.可知答案是:his friends

 歸納詞:文章舉的是Brook Stephens的例子:可知答案是:example

 從文章的句子:“If you lose your money,” Brooke’s mother told her, “you walk home.”可知答案是: walk home

 從文章第六段的句子:“ At first I was angry, but I finally realized that she was trying to teach me an important lesson.”可知答案是: angry     

 從文章最后一段的句子:Kids should help around the house not because they get paid for it可知答案是:help around

 從文章最后一段的句子:because they share responsibilities as members of a family.可知答案是:members

考點:考查任務(wù)型閱讀

點評:任務(wù)型閱讀要充分利用表格理解文章框架結(jié)構(gòu)和主旨大意,再結(jié)合每句話,在文中找出信息句,篩選出關(guān)鍵的單詞,注意形式的變化和詞義的轉(zhuǎn)變。最后一定要注意單詞的大小寫。

 

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E  

Many children first learn the value of money by receiving an allowance. The purpose is to let children learn from experience at an age when financial mistakes are not very costly.

The amount of money that parents give to their children to spend as they wish differs from family to family. Timing is another consideration. Some children get a weekly allowance. Others get a monthly allowance.

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Saving helps children understand that costly goals require sacrifice: you have to cut costs and plan for the future. Requiring children to save part of their allowance can also open the door to future saving and investing. Many banks offer services to help children and teenagers learn about personal finance. A savings account is an excellent way to learn about the power of compound interest.

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77.For children who receive allowances, they’d better not ________.  

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 B. buy their favorite clothing or electronics for themselves  

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78.Many parents give children an allowance regularly to ______.  

 A. meet children’s basic need for life        

B. give control over their children  

 C. see whether they have financial mistakes  

D. help children learn how to manage money

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 A. can experience three things related to money  

 B. can understand the relation between goals and sacrifice  

 C. will do more work around the house  

 D. help themselves found the basis for their future life

80. What is the best title for the passage?

A. Be Generous to Pay Your Children

B. Be Wise to Avoid Financial Mistakes

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